Building an Honest,
Accountable Fintech

Ashok R. Pitliya is a distinguished financial markets professional with over 30 years of experience in mutual funds, equity markets, investment advisory, wealth management, and financial consulting. As the Chairman of ARP Securities Limited, he has advised individuals, high-net-worth clients (HNIs), corporates, and businesses on investment strategies, portfolio management, capital market opportunities, and long-term wealth creation.

As a Board Advisor at SteadyMoney, Mr. Pitliya provides strategic guidance on the company's wealth management initiatives, investment solutions, and the development of customer-centric financial products. His extensive knowledge of India's financial markets, regulatory framework, and evolving investment landscape supports SteadyMoney in delivering innovative, transparent, and value-driven financial solutions.

With decades of industry expertise and a strong commitment to ethical financial practices, Mr. Pitliya plays a pivotal role in strengthening SteadyMoney's vision of making wealth creation simple, accessible, and personalized. His strategic insights help the company empower individuals and businesses to make informed financial decisions and achieve their long-term financial goals with confidence.

Ghanshyam Jhawar is a distinguished insurance professional with over 30 years of experience in India's general insurance industry. An Electrical Engineering graduate from the Shri Govindram Seksaria Institute of Technology and Science (SGSITS), he has built an accomplished career with United India Insurance Company Limited, serving individuals, families, and businesses with comprehensive risk protection and insurance advisory services.

As a Board Advisor at SteadyMoney Private Limited, Mr. Jhawar provides strategic guidance on the company's general insurance offerings, product selection, underwriting considerations, and customer service excellence. His extensive industry experience helps strengthen SteadyMoney's commitment to delivering transparent, reliable, and personalized insurance solutions while ensuring customers receive the right coverage along with an exceptional post-sales service experience.

With his practical knowledge and unwavering focus on customer welfare, Mr. Jhawar plays a key role in advancing SteadyMoney's mission of making insurance simpler, more accessible, and aligned with the long-term financial security needs of individuals and businesses.

Gyanandra Mishra is a seasoned banking and financial services leader with over 32 years of experience across lending, consumer banking, MSME finance, microfinance, agri & rural banking, capital markets, and sales & distribution. He has held leadership positions at RBL Bank, Utkarsh Small Finance Bank, and UTI Bank, driving business growth, governance, and financial inclusion initiatives. Mr. Mishra holds a Master’s degree in Sociology, a PGDM from IIM Indore, and is an alumnus of IIM Indore and NTU Singapore.

As a Board Advisor at SteadyMoney, Mr. Mishra provides strategic guidance on lending, credit products, and financial inclusion initiatives. His extensive expertise across retail and rural banking, MSME finance, governance, and capital markets helps SteadyMoney build customer-centric, responsible, and accessible lending solutions that empower individuals and businesses to achieve their financial goals.

With deep experience in lending operations, risk management, product development, and rural finance, Mr. Mishra plays a key role in shaping SteadyMoney’s lending strategy, enhancing credit-related customer experiences, and ensuring responsible growth while contributing to financial inclusion across India.

Yatindra (Yati) Nadkarni is a seasoned banking leader with over 31 years of experience across retail banking, credit, risk management, sales leadership, business development, and strategic planning. He has held senior leadership roles at Bank of India, Axis Bank, Equitas Small Finance Bank, and Jana Small Finance Bank, leading business growth, large teams, and banking operations across multiple regions. He is also the author of Beyond Degrees and creator of the career transformation platform SHIFT 2.0.

As a Board Advisor at SteadyMoney, Mr. Nadkarni provides strategic guidance on banking, lending, customer engagement, and leadership development. His extensive expertise in retail banking, credit, risk management, and people leadership helps SteadyMoney build customer-centric financial solutions while advancing its mission of making financial services simple, accessible, and impactful for individuals and businesses.

With a strong focus on mentoring, team-building, and leadership development, Mr. Nadkarni plays a key role in shaping SteadyMoney's growth strategy and enhancing its ability to serve customers across lending, banking, and financial-wellness initiatives.

Himanshu Navare is a seasoned banking and NBFC professional with over 26 years of experience in retail assets, gold loans, microfinance, consumer finance, vehicle finance, personal loans, LAP, SME lending, and financial inclusion. He has held leadership roles at Bajaj Auto Finance, HDFC Bank, DCB Bank, BASIX, Muthoot Fincorp, Mangal Credit, and Kosamattam Finance, with proven expertise in business expansion, lending operations, process implementation, and technology-driven transformation.

As a Board Advisor at SteadyMoney, Mr. Navare provides strategic guidance on retail lending, asset financing, and business expansion. His deep expertise in building and scaling lending businesses, branch networks, credit operations, and customer-centric financial solutions strengthens SteadyMoney’s mission of delivering accessible, efficient, and responsible lending products for individuals and businesses.

With his strong focus on business growth, process excellence, and customer-centric lending, Mr. Navare plays a key role in advancing SteadyMoney’s lending strategy, enhancing its product offerings, and ensuring responsible financial solutions that empower customers to achieve their goals.

Dr. Chander Shekher is a banking leader with over 30 years of experience in business strategy, branch banking, retail liabilities, microfinance, and financial inclusion. He has held senior leadership positions at JANA Small Finance Bank, Axis Bank, and Allahabad Bank, where he successfully built and scaled large branch networks, managed multi-thousand-crore banking portfolios, and led high-performing teams across diverse regions of India. His expertise spans business expansion, operational excellence, asset quality, strategic execution, and organizational leadership.

As a Board Advisor at SteadyMoney, Dr. Shekher provides strategic direction on business planning, growth initiatives, and banking strategy. His extensive experience in building customer-focused banking businesses, driving operational efficiency, and leading large-scale financial organizations supports SteadyMoney’s mission of delivering innovative, accessible, and sustainable financial solutions while fostering long-term value for customers and stakeholders.

With deep expertise in strategy formulation, operational management, technology integration, and business expansion, Dr. Shekher plays a pivotal role in strengthening SteadyMoney’s business planning, enhancing its strategic frameworks, and driving responsible, sustainable growth while advancing the company's mission of making financial services simple, accessible, and impactful.